ADF homeowner with multiple debts?
Personal loans, car finance and credit cards can increase your monthly repayments and reduce your borrowing capacity.
Which best describes you?
We only work with the Defence community, so this shapes everything that follows.
Do you currently own property?
Restructuring options are different depending on whether there's a mortgage in the picture.
Our debt restructuring service is primarily designed for homeowners.
Restructuring generally works by using the mortgage you already have. Without a property in the picture there's usually less we can do on that front.
If you're looking to improve your position before buying, we can still review your borrowing position — which is often the more useful place to start anyway.
Check your borrowing position Or book a 15-minute callRoughly where does your property sit?
Estimates are fine. Nothing here is a formal valuation.
Estimates are fine — nothing here is a formal valuation.
What else are you carrying?
Ballpark figures are enough. Leave anything that doesn't apply blank.
What would you most like to achieve?
This tells us what to look at first.
Where should Lewis get in touch?
Lewis will review your position and call to talk through whether there may be a better way to structure your lending — at no cost, and with no obligation.
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Thanks — we'll review your position and be in touch to discuss whether there may be a better way to structure your lending.
If you'd rather lock in a time now, pick a slot that suits you.
Book a 15-Minute Call → Back to Defence Lending